Cookie Usage Policy

Understanding Our Data Collection

tovarynexilo utilizes various tracking technologies to enhance your experience on our financial forecasting platform. This comprehensive policy explains how we collect, use, and manage data through cookies and similar technologies on tovarynexilo.com.

When you visit our platform, small data files may be stored on your device to remember your preferences, analyze usage patterns, and provide personalized financial tools. We believe in transparency about these processes and your control over them.

What Are Cookies?

Cookies are small text files that websites place on your computer or mobile device when you visit them. They're widely used to make websites work more efficiently and provide information to site owners about user behavior and preferences.

Our platform uses both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period). Some cookies are essential for basic site functionality, while others help us understand how users interact with our financial tools.

Specific Tracking Technologies We Use

• Google Analytics for understanding user behavior and platform performance metrics
• Session management cookies to maintain your login status and dashboard preferences
• Functional cookies that remember your preferred currency displays and chart configurations
• Security cookies that protect against fraudulent activity and unauthorized access attempts
• Performance monitoring tools that help us identify and resolve technical issues quickly
• Educational content tracking to understand which financial resources are most helpful

How Tracking Enhances Your Experience

Our tracking technologies serve specific purposes that benefit your use of tovarynexilo's financial platform. For example, when you customize your budget categories or set up recurring expense tracking, cookies remember these preferences so you don't need to reconfigure them each visit.

Analytics data helps us identify which financial forecasting features are most valuable to our Malaysian user base, allowing us to prioritize improvements that matter most. We've used this insight to enhance our currency conversion tools and local banking integrations based on actual usage patterns.

Data Retention and Your Control

Different types of data are retained for varying periods based on their purpose. Essential cookies typically last only for your browser session, while preference cookies might be stored for up to one year to maintain your customized settings.

Analytics data is aggregated and anonymized, with individual user patterns typically retained for 26 months to understand long-term usage trends. Marketing cookies generally have shorter lifespans, usually expiring after 30-90 days.

Managing Your Browser Settings

You maintain control over cookie acceptance through your browser settings. Most modern browsers allow you to:

• Block all cookies (though this may limit site functionality significantly)
• Accept only first-party cookies while blocking third-party tracking
• Receive notifications before cookies are stored, allowing case-by-case decisions
• Delete existing cookies from your device at any time
• Set different rules for different websites based on your trust level

Keep in mind that overly restrictive cookie settings might prevent certain features of our financial platform from working properly. For instance, blocking functional cookies could reset your dashboard layout preferences on each visit.

Third-Party Services

Some cookies on our site are set by third-party services we use to enhance functionality. This includes analytics providers, educational content delivery networks, and security services that help protect your account.

These third parties have their own privacy policies and cookie practices. While we carefully select partners who meet our privacy standards, we encourage you to review their policies if you have specific concerns about data handling.

Updates to This Policy

As we continue developing new financial tools and educational resources, our cookie usage may evolve. We'll update this policy to reflect any significant changes and notify users through our platform when important modifications occur.

We recommend reviewing this policy periodically, especially if you have specific privacy concerns or if you notice changes in how our platform handles your preferences and settings.